Columbia Legal Issues Blog

Medical debt can lead to bankruptcy

Medical care in the United States is expensive. Even some individuals who have decent insurance find that the co-pays, deductibles and uninsured costs are expensive. It isn’t really surprising that medical debt is the top reason why people consider either filing for bankruptcy or taking money out of their retirement accounts. There

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You could have a case if you fall at a waterpark or pool

The summer is here, and it’s a great time to head to an outdoor pool or waterpark. It’s hot outside, so being able to cool down is a treat. You do need to be cautious around pools and wet surfaces, though. In a worst-case scenario, a slick area could be

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Do you qualify to file for Chapter 7 bankruptcy in Maryland?

Even those with good jobs, a home and a strong sense of responsibility can wind up in a financially precarious position where they feel like they have to file for bankruptcy due to overwhelming debt. Of all of the different forms of personal bankruptcy available, Chapter 7 bankruptcy is arguably

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Don’t think of bankruptcy as a moral decision

People sometimes avoid filing bankruptcy for the simple reason that they feel bad about it. They consider filing bankruptcy to be a moral failing — they borrowed the money, so isn’t it wrong of them to use a financial tool that makes it so they do not have to pay

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Are DUI checkpoints legal in Maryland?

Normally, DUI traffic stops happen when a car is in motion, a police officer sees a reason to pull the driver over and initiates a traffic stop. There is a clear set of steps that must be followed, including the officer having reasonable cause to pull the car over in

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Green lights do not always mean the intersection is safe

When your light turns green, you assume that means two things. First, the cross-traffic has stopped because they now have a red light. Second, it is safe for you to proceed into the intersection, whether you are turning or just driving through. Unfortunately, both assumptions may not be true. They

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Head-on crash leaves 3 with serious injuries

When people are driving, it’s essential that they pay attention to what they’re doing. They should focus on their actions and make sure they watch the road for hazards. When people make mistakes, those mistakes could end up causing a serious collision that causes severe injuries or takes people’s lives.

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Don’t make these credit card mistakes

Mistakes with credit cards are one of the leading causes of financial trouble in the United States. Many people have multiple cards. This allows them to spend far more than they would actually make during the month. They find themselves suddenly unable to pay off all of that debt when

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Facing a DUI charge? Make sure it’s legitimate

You were traveling after work and decided to take a break at a local bar before going home. You thought it would be nice to grab something to eat and drink, watch the game and then head back. You didn’t think that you’d have enough to drink to be at

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How bankruptcy can help you escape the credit card debt trap

People who use credit cards to cover their basic cost of living expenses can quickly find themselves trapped in debt from which they cannot escape. When your expenses exceed your income, you may have no choice but to use credit cards to cover those costs. Even if you have been

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