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With over 20 years of experience, our award-winning team at the Law Offices of Marc A. Ominsky, LLC, will aggressively defend you with a proven strategy what works.  We will help you:

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Landing Page – Chapter 13 bankruptcy


Chapter 13 bankruptcy allows you to reorganize your debt and regain control of repayment on more reasonable terms. Filing Chapter 13 can help stop a foreclosure action and allow you to keep your home. It can also make a creditor return a repossessed vehicle. It’s great for people who have been unemployed for an extended period of time and are now back to work, who may need to use chapter 13 as a way to extend their time to catch up on their debt. In short Chapter 13 bankruptcy allows people to regain financial control.

At the Law Offices of Marc A. Ominsky, LLC, our legal team is committed to helping you explore your legal options to improve your financial future.


In order to qualify for Chapter 13 bankruptcy, you must be able to prove that you have enough income to make payments. Often, individuals who file for Chapter 13 bankruptcy do so because their income is too high to be eligible for other types of consumer bankruptcy. Under this specific type of bankruptcy protection, together with the Law Offices of Marc A. Ominsky, LLC, you will develop a detailed plan to pay off creditors.

During the time of your chapter 13 bankruptcy, you will follow a specific plan and make reduced payments to creditors. The Chapter 13 bankruptcy process generally lasts for a period of three to five years. We will help you through every step, protecting your interests and ensuring that you meet the requirements necessary to complete the process. Certain debts, such as student loans and child support, are not eligible for discharge in bankruptcy.


Our ultimate goal is the success and well-being of our clients. If filing for Chapter 13 bankruptcy protection is the best choice for you, we will provide guidance and support. You can learn more about your legal options and ways you can achieve a better financial future by taking advantage of our offer for free initial evaluations with a lawyer for bankruptcy cases.

Call our Columbia, Maryland, office at (443) 539-8712 or email us to make your appointment to speak with an attorney.