Law Offices of Marc A. Ominsky, LLC

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Ellicott City, MD Bankruptcy Attorneys

Attorneys for Bankruptcy, DUI, Civil Litigation, Personal Injury, & More in Ellicott City, Maryland

Financial problems can happen to anyone, and in some cases, they can lead to large, unmanageable debts. If you are struggling to pay off your debts while also addressing your regular daily expenses, bankruptcy may be an ideal solution. At the Law Offices of Marc A. Ominsky, LLC, we can help you determine your best options for debt relief, and we will always be available to provide you with hands-on guidance in real time so that you can address your financial concerns.

Our attorneys have more than 50 years of combined experience, and we have helped many people like you address legal concerns related to debt and bankruptcy. We can also provide assistance with family law, business law, DUI defense, traffic violations, personal injuries, and other legal concerns.

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Compassionate Attorneys Who Put Your Legal Needs first

When you are dealing with large debts, it is easy to feel overwhelmed. You may have been forced to prioritize certain expenses, focusing on needs such as food, rent or mortgage payments, utilities, and transportation. If you have gotten behind on payments, you may be dealing with pressure from debt collectors, and you may worry about issues like foreclosure or wage garnishment.

Bankruptcy can provide you with a way to escape the ongoing cycle of debt. Filing for bankruptcy will put a stop to calls from creditors, legal judgments, or foreclosure proceedings. While you will have multiple options when filing for bankruptcy, our lawyers can advise you on the best approach to take. Chapter 7 bankruptcy can eliminate debts quickly, but it may require the liquidation of non-exempt assets. Chapter 13 bankruptcy can reorganize your debts into a single repayment plan, and it can help you avoid the possible loss of your home.

In addition to assisting with your bankruptcy filing, we can help you determine how to address other related legal concerns. If you are in the midst of a divorce or child custody dispute, we can provide guidance on how bankruptcy and family law cases will affect each other. If you are a member of the military or a federal government employee, we can advise you on how to address bankruptcy and security clearance. Regardless of your circumstances, we will work with you to ensure that you can receive the debt relief you need.

In addition to assisting with individual bankruptcy cases, we can also help with business bankruptcy. If your business is struggling, we can help you determine how filing for Chapter 11 bankruptcy may allow for a reorganization that will allow you to resolve debt-related issues and return to profitability.

Law Offices of Marc A. Ominsky, LLC

Building a strong case starts with a conversation about your situation. Click the button below or call 443-539-8712.

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What Types of Debt Can I Address Through Bankruptcy?

Answer:

Bankruptcy may address credit card debts, medical bills, certain tax debts, personal loans, payday loans, and more, providing you with relief and giving you a fresh financial start.

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Will Bankruptcy Result in the Loss of Assets?

Answer:

During a Chapter 7 bankruptcy, certain assets may be seized and liquidated. However, bankruptcy exemptions can be used to protect certain assets from liquidation.

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How Do I Know if I Qualify for Bankruptcy?

Answer:

To file for Chapter 7 bankruptcy, you must pass a means test that will look at your income and expenses. If you do not qualify for Chapter 7, you can file for Chapter 13 bankruptcy.

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What Is the Automatic Stay in a Bankruptcy Case?

Answer:

After you submit a petition for bankruptcy, the court will issue an automatic stay that will prohibit creditors from contacting you or attempting to collect debts in any way.

What Our Clients are Saying

“To summarize my experience with this Law Office is a TEN.”

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“When it comes to hiring Marc Ominsky and his team...JUST DO IT!”

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“This is the only firm that treated me like I was an actual human being.”

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“The best experience I've ever had with an attorney's office. They were there for me every step of the way.”

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